The NO.1 Digital Banking Savings Bank!
Welcome to the NO.1 digital banking savings bank, your one-stop solution for deposits, cards, loans, financial services, credit management, and life services. With a well-banged reputation, we are proud to be at the forefront of the digital banking revolution.
NO.1 Digital Banking Savings Bank!
We are No. 1 in cumulative app downloads and cumulative app users in the savings bank sector, as recognized by App Annie (as of December 31, 2023). This recognition underscores our commitment to providing the best digital banking experience to our customers.
‘Well Bang Walking Savings’
With our innovative 'Well Bang Walking Savings,' you can earn interest rates of up to 10% per annum just by walking. We offer preferential interest rates based on whether you achieve your step goals within the subscription period.
WELCOME! Preferential Interest Rate
New to our bank? Enjoy a special interest rate of up to 7% per year on your first transaction. This exclusive offer is available for 30 days to customers opening an account for the first time.
Welcome My Data: Asset and Liability Management
Worried about managing your assets and liabilities? Our 'Welcome My Data' service can help. We've facilitated a total estimated savings of KRW 8,334.98 million from our nationwide interest reduction project (as of March 14, 2024). We collect and manage all your debts and inform you if a transfer loan is possible. Additionally, our 'credit weather' feature helps you keep tabs on your credit management.
Easy and Convenient Account Opening
Opening an account with us is a breeze. You can do it anytime, anywhere, 24 hours a day, even in the early morning hours. No public certificate? No problem. All you need is a pattern or fingerprint authentication and a 6-digit authentication number. We also have dedicated accounts tailored for Payers, office workers, and bosses, complete with special benefits.
‘Wellbang Lounge’ Prize Benefits
Don't miss out on the exclusive 'Wellbang Lounge' where you can enjoy unique prize benefits. 'Well Bank Walking' rewards loan customers with up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or predict whether the week will be odd or even with 'Well Bang Odd or Even' for weekly prize money.
Convenient Financial Services in Your Life
Our bank offers seamless financial services to simplify your life. With a simple drag-and-drop action, you can transfer funds between accounts. Keep track of your total assets, detailed status, and savings goals on one convenient page. Curious about your car's value? Just enter the license plate number to find out. Use our 'Automatic Payment' service for hassle-free utility bill payments. Plus, check your credit score with our 'free credit management' service without affecting your credit score.
Electronic Financial Fraud Prevention
At Welcome Savings Bank, we prioritize your security. We operate a "PC designation service," "2-channel authentication service," and "one-time authentication number" service in line with the Financial Supervisory Service’s guidelines to prevent electronic financial fraud.
Product Information
[Well-Bang Working Savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: 10,000 won to 200,000 won per month
- Interest payment: lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual step count (up to 8.0%):
- 1 million steps: 1.0%p per year
- 2 million steps: 2.0%p per year
- 3 million steps: 3.0%p per year
- 4 million steps: 8.0%p per year
- 6 automatic transfers through our bank account: 1.0%p
[WELCOME first transaction preferential m term savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: 10,000 won to 200,000 won per month
- Subscription conditions: Within 30 days from the first deposit
- Interest payment: lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- 8 automatic transfers through our bank account: 1.8%p per year
- Average account balance of 500,000 won or more: 1.5%p per year
※Common precautions: In accordance with the Depositor Protection Act, deposits are protected up to 50 million won per person, including principal and a certain amount of interest. Please review the product description and terms before signing the contract. You have the right to a thorough explanation of the product, so ensure you understand it before transacting. Interest rates are subject to change; check our website or app for updates.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Permissions and Purpose of Using the Wellbang App
Required Access Rights
- Storage space: for storing joint certificates, checking for OS tampering, document submission, and storing photos
- Phone: for identity verification, device verification, and consultation calls
- App activity: to collect app information and detect malicious apps
Optional Access Rights
- Contacts/Address Book: for contact transfer, SMS sending, coupon purchasing, and recommending friends
- Camera: for photo identification, face authentication, and document submission
- Photos and videos: to save and collect photos submitted as supporting documents
- Notification: to receive important notices, events, and promotions
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information
- Diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- 앱 사용 환경개선 및 안정화
Tags : Finance
